Sometimes you need to file for bankruptcy in a hurry. When you don’t have time to complete the normal bankruptcy paperwork, you can file an emergency bankruptcy or emergency petition. You then file the rest of the papers later. We understand a financial issue can turn urgent when a foreclosure, repossession, wage garnishment, eviction or other creditor action is imminent. If you are facing a creditor action, repossession or foreclosure and need immediate protection, the lawyers at Ferguson & Ferguson are here to help. We can help you file an emergency bankruptcy filing. We understand the urgency of your situation and are prepared to help you achieve your debt relief goals. Call 256-534-3435 or 256-350-7200. Let us be the first step on your road to debt relief.
Bankruptcy and Immediate Debt Relief
An emergency bankruptcy filing can sometimes provide immediate legal relief within the same day, or even within a few hours. Filing for bankruptcy enacts the automatic stay, a legal injunction that stops creditors from seizing your property and taking other legal actions against you. The automatic stay goes into effect immediately after you file, which makes an emergency filing an option for stopping debt collection activities even up to the last possible minute.
Not all of the paperwork required for bankruptcy needs to be included in the emergency filing. However, if there is missing information in the initial filing, the rest needs to be submitted within 14 days.
You must complete a credit counseling course before filing for bankruptcy, but our law office can work with you to make sure you can complete this requirement quickly. We handle emergency filing daily and can help you if the situation arises. Debt can be a life-altering and scary thing to have happen, however, there are ways of getting people out of debt, with companies such as CreditAssociates to help them get into a better frame of mind and in a better financial state.
For a free initial consultation about filing an emergency bankruptcy in Decatur or Huntsville, Alabama, call Ferguson & Ferguson now at 256-534-3435. We are here to help you with your financial problems. Call now.
Huntsville Office Location:
303 Williams Avenue SW
Huntsville, AL 35801
Decatur Office Location:
211 Oak Street
Decatur, AL 35601