House Fires

House Fire Attorneys In Decatur and Huntsville, AL

We can help you in Madison, Morgan, Lawrence, and Limestone counties and the surrounding areas.

Fires are devastating disasters that injure millions and destroy lives, homes, and memories. When all or part of your home has burned down or has suffered water damage, you are often in shock and do not know where to turn for help. You may need to contact a cleanup crew to help clear your home and restore it as best they can while surveying the issues that may have arisen and then helping you keep track of what has happened during this terrible time. Do you have homeowner’s or renter’s insurance? Do you know what your insurance policy covers? Is your insurance company really on your side? Your insurance might cover the house and its contents, but will it be enough to replace the house and items lost? That is why it is so important that all homeowners decide to get their house insured, as without it, you may not receive any coverage at all. You can read more here about finding the right insurance policy for your home to ensure that you are covered in case of a fire. If you have experienced a house fire or apartment fire in Huntsville or Decatur, Alabama, and are struggling to get fair compensation from your insurance company, we can help. We offer a no-obligation, free consultation on all fire cases. If you are unable to come to our Decatur or Huntsville offices, we also offer home and hospital room consultations.  Call now. Call 256-534-3435 or 256-350-7200. We are here to help.

House Fire Damages in Alabama

A house fire can cause untold amounts of damage to your house and its contents. The damages that fire victims often suffer include:

• Smoke and water damage
• Structural damage
• Loss of personal possessions
• Burns and bodily injuries
• Roof collapse
• Fence and outbuilding damages
• car damages
• Stress
• Cleanup costs
• Anxiety
• Inconvenience
• Living expenses

Possible Liable Parties

Liable parties could include the following:

• Apartment complex owner
• Owner of the rental house
• Manufacturer of a defective appliance (heater, stove, dryer, etc.)
• Manufacturer of a defective alarm
• Manufacturer of flammable furniture
• Builder or sub-contractor of the house
• Gas or propane company if the cause was a propane tank explosion
• Neighbor who started accidental fire
• Insurance company
• Tenant in your rental home or apartment

What are the causes of most fires?

Common causes of fire injuries and deaths in homes, apartment buildings, and care facilities encompass a wide range of factors. These include smoke and water damage, structural damage, loss of personal possessions, burns and bodily injuries, roof collapse, fence and outbuilding damages, car damages, stress, cleanup costs, anxiety, inconvenience, and living expenses. In addition to these outcomes, it is important to recognize the underlying hazards such as building code violations, cigarettes, defective fire suppression systems, faulty smoke detectors, flammable liquids, frayed electrical equipment, improperly treated upholstery, and portable heaters. By understanding these potential causes, one can better prepare for and mitigate the risks associated with fire incidents.

How We Can Help

Making a fire claim poses unique challenges. After the insurance company is notified of the fire and you have obtained temporary housing from a housing service such as Corporate Housing Associates, it is your responsibility to make a complete inventory of every item in the house that was damaged or destroyed. Without pictures of all of the interior of your house, making an accurate and comprehensive inventory of the contents, which is often charred or completely destroyed, can become a time-consuming and stressful job. If you are lucky and your house can be repaired, you have to hire smoke and water damage remediators and contractors to get the repairs done. All of this can make for a very stressful time for you and your family. Hiring trustworthy and reliable contractors to finalize repairs will reduce some of the stress this brings. However, if the insurance company suspects arson, it could deny the entire claim. Even when the insurance company agrees to accept the claim, the cost to repair the house, the value of personal property, and the additional living expenses for time out of the house can often cause a dispute between you and your insurance company.

Why Hire Ferguson & Ferguson

The law firm of Ferguson and Ferguson understands what you are going through after a fire. We understand insurance companies and how they work. You’re entitled to recover for your damaged home, injuries suffered in the fire, emotional distress, personal property, and living expenses until your home has been replaced. We will fight to make sure you fully recover all of the insurance money you deserve. We are here to help. Call 256-534-3435.

Huntsville office location:
303 Williams Avenue SW
Suite 321
Huntsville, AL 35801

Decatur Office Location:
211 Oak Street, NE
Decatur, AL 35601

Our personal injury attorneys serve every city and county in the state of Alabama.