Ferguson & Ferguson
Attorneys at Law
Fires are devastating disasters that injure millions and destroy lives, homes, and memories. When all or part of your home has burned down, or has suffered water damage, you are often in shock and do not know where to turn for help. Do you have home owner’s or renter’s insurance? Do you know what your insurance policy covers? Is your insurance company really on your side? Your insurance might cover the house and its contents, but will it be enough to replace the house and items lost. That is why it is so important that all homeowners decide to get their house insured, as without it you may not receive any coverage at all. You can read more here about finding the right insurance policy for your home to ensure that you are covered in case of a fire. If you have experienced a house fire or apartment fire in Huntsville or Decatur, Alabama and are struggling to get fair compensation from your insurance company, we can help. We offer a no obligation, FREE CONSULTATION on all fire cases. If you are unable to come to our Decatur or Huntsville office, we also offer home and hospital room consultations. We also offer the only Lowest Fee Guarantee in Alabama. Call now. Call 256-534-3435 or 256-350-7200. We are here to help.
House Fire Damages in Alabama
A house fire can cause untold amounts of damage to your house and contents. The damages fire victims often suffer include:
- Smoke and water damage
- Structural damage
- Loss of personal possessions
- Burns and bodily injuries
- Roof collapse
- Fence and outbuilding damages
- car damages
- Cleanup costs
- Living expenses
Possible Liable Parties
Liable parties could include the following:
- Apartment complex owner
- Owner of the rental house
- Manufacturer of a defective appliance (heater, stove, drier, etc.)
- Manufacturer of a defective alarm
- Manufacturer of flammable furniture
- Builder or sub-contractor of the house
- Gas or propane company if the cause was a propane tank explosion
- Neighbor who started accidental fire
- Insurance company
- Tenant in your rental home or apartment
How We Can Help
Making a fire claim poses unique challenges. After the insurance company is notified of the fire, and you have obtained temporary housing from a housing service such as Corporate Housing Associates, it is your responsibility to make a complete inventory of every item in the house that was damaged or destroyed. Without pictures of all of the interior of your house, making an accurate and comprehensive inventory of the contents, which is often charred or completely destroyed, can become a time consuming and stressful job. If you are lucky and your house can be repaired, you have to hire smoke and water damage remediators and contractors to get the repairs done. All of this can make for a very stressful time on you and your family. If the insurance company suspects arson, it could deny the entire claim. Even when the insurance company agrees to accept the claim, the cost to repair the house, the value of personal property, and the additional living expenses for time out of the house, can often cause a dispute between you and your insurance company.
Why Hire Ferguson & Ferguson
The law firm of Ferguson and Ferguson understands what you are going through after a fire. We understand insurance companies and how they work. You’re entitled to recover for your damaged home, injuries suffered in the fire, emotional distress, personal property, and living expenses until your home has been replaced. We will fight to make sure you fully recover all of the insurance money you deserve. We are here to help. Call 256-534-3435.
Our personal injury attorneys serve every city and county in the State of Alabama.